Legal
Terms & Conditions
Last updated: May 2026
1.1 Acceptance of Terms
By downloading, installing, or using Finqube ("the Software", "the App"), you ("User", "you") agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not download or use the Software. These Terms constitute a legally binding agreement between you and the developer of Finqube ("we", "us", "our").
1.2 License Grant
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to download and use Finqube solely for your personal or internal business record-keeping purposes. This license does not include the right to sublicense, sell, resell, transfer, assign, or otherwise commercially exploit or make available to any third party the Software or any part thereof.
1.3 Restrictions
You agree that you will not:
Copy, modify, adapt, translate, or create derivative works based on the Software
Reverse engineer, disassemble, decompile, or otherwise attempt to derive the source code of the Software
Rent, lease, loan, resell, sublicense, distribute, or otherwise transfer rights to the Software
Remove or alter any proprietary notices, labels, or marks on the Software
Use the Software to develop a competing product or service
Use the Software for any unlawful purpose or in violation of any applicable law or regulation
1.4 Ownership
The Software and all intellectual property rights therein remain the sole property of the developer. These Terms do not convey to you any rights of ownership in or related to the Software. The Finqube name, logo, and associated marks are proprietary to the developer.
1.5 Updates and Changes
We reserve the right to modify, suspend, or discontinue the Software at any time without notice. We may update these Terms at any time. Continued use of the Software after any such changes constitutes your acceptance of the new Terms. It is your responsibility to review these Terms periodically.
1.6 Termination
These Terms are effective until terminated. Your rights under these Terms will terminate automatically without notice if you fail to comply with any provision. Upon termination, you must cease all use of the Software and destroy all copies in your possession.
1.7 Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which the developer is based, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.
Disclaimer of Warranties
READ CAREFULLY. THIS SECTION LIMITS OUR LIABILITY TO YOU.
THE SOFTWARE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE EXPRESSLY DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:
IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT
WARRANTIES THAT THE SOFTWARE WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS
WARRANTIES THAT THE SOFTWARE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE
WARRANTIES REGARDING THE ACCURACY, RELIABILITY, OR COMPLETENESS OF ANY DATA OR INFORMATION GENERATED BY THE SOFTWARE
Finqube is personal finance management software for record-keeping purposes only. It is not a substitute for professional financial, accounting, tax, or legal advice. You should not rely on data generated by Finqube for tax filings, audits, legal proceedings, or any other regulatory purpose without independent verification by a qualified professional.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE DEVELOPER, ITS AFFILIATES, LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR:
ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
ANY LOSS OF PROFITS, REVENUE, DATA, BUSINESS, OR GOODWILL
ANY FINANCIAL LOSS ARISING FROM RELIANCE ON DATA GENERATED BY THE SOFTWARE
ANY LOSS ARISING FROM DATA CORRUPTION, DEVICE FAILURE, OR LOSS OF ACCESS TO THE SOFTWARE
WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE DEVELOPER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN JURISDICTIONS THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, OUR LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW. IN ALL OTHER CASES, OUR TOTAL AGGREGATE LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE SOFTWARE LICENSE IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.
Acceptable use Policy
By using Finqube, you agree to use it only for lawful purposes. You must not use Finqube to:
Record, track, or manage proceeds of illegal activity
Facilitate money laundering, fraud, or tax evasion
Circumvent financial regulations applicable in your jurisdiction
Process financial data belonging to third parties without their consent
You are solely responsible for ensuring your use of the Software complies with all applicable laws and regulations in your jurisdiction, including but not limited to tax law, accounting standards, and data protection regulations.